Your money never leaves your accounts.
Read-only by design — your data comes to Aurelo; your money never does.
Know exactly
what you can save.
Aurelo builds your budget from your real spending, finds what you can save each month, and points you to the best high-yield account to put it in.
Free to use — plus 3 months of full automation, on us.
Or — limited spots, Gold free for life.
3 months of Aurelo Gold, free — waiting for you at launch.
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Most apps tell you where your money went. Aurelo shows you where it should go — and what you can save.
Zero-based budgeting that finds your savings automatically.
Aurelo never moves, holds, or touches your money. It stays in your own accounts, in your own name.
This month Your budget → your savings
Your budget
🛒 Groceries $60
💡 Bills $30
🎬 Fun $60
$750 spent of $900 $150 left to save
Your savings
Saved this month $0 this month Grow it in your HYSA — if you want
Budgeting apps just show you the damage after the fact.
Aurelo plans every dollar before it’s spent.
Saving takes willpower you don’t have.
Aurelo figures out what you can save — you log it in one tap.
See it on your phone.
A real look at Aurelo — budgeting, your whole month, and every dollar you can save.
A clear path from cash to confidence.
Three steps to a budget that finds your savings.
Live product loop Connect → Budget → Save
1 · Connect
Chase CheckingPaycheck +$2,400 Ally SavingsRecommended HYSA
income$2,400
2 · Build
🏠Rent$0
🛒Groceries$0
💡Bills$0
3 · Save
Saved this month $0 this month Grow it in Ally Savings — if you want
Connect your bank
Plaid links your account in about 60 seconds. Read-only — Aurelo sees your transactions, nothing else. Your money stays where it is.
Aurelo builds your budget
We read your last 90 days and suggest pockets that match how you actually spend. Edit anything; add what we missed.
See what you can save
Aurelo finds your leftover each month and the best high-yield account to grow it — you move it in your own bank in a couple taps.
Aurelo never moves your money — you make transfers in your own bank. Any yield is paid by your bank, not Aurelo.
Built like money infrastructure.
Open like nothing to hide.
No balance to hold, no login to store, no data to sell. Here is exactly what Aurelo can and can’t do with your money.
Read-only by design.
Connected through Plaid. Aurelo can read your transactions — it cannot move your money or store your login.
Disconnect anytime.
Disconnect your bank whenever you want — your data, your control. Deleting your account deletes your data.
Built on the rails the banks already use. Plaid handles the secure bank connection, and every byte is encrypted in transit and at rest — your money stays in your own accounts.
Why Aurelo asks for your bank data
Aurelo connects to your bank through Plaid to securely read your transactions and balances. We use that data for one purpose: to automatically build your budget and calculate what you can safely save each month. Aurelo never holds your money, and we never sell your data or share it with advertisers. You can disconnect your bank at any time. Read our Privacy Policy for the full detail on what we collect and why.
Aurelo is preparing for private beta (launching July 1, 2026). HYSA rates shown are illustrative and set by the banks, not Aurelo.
Three tiers. One honest line.
Free is genuinely free — the real baseline, not a trial. Gold is $12/mo for automation and no limits; Gold Family is $20/mo for up to five. Same price in the app or on the web.
Aurelo Basic
Freeforever
No card. No trial. No upgrade pressure.
- 1 active budget · 1 collaborator (couples invite, free)
- Budget auto-built from your bank (Plaid)
- One-time savings analysis + HYSA recommendations
- 3 savings goals (commitment-only)
- Subscription detection + easy-cancel guides
Aurelo Gold
$12 / month
or $120/yr — save 17%
- Multiple budget groups — side-hustle, household, personal in parallel
- Fresh sync keeps your budget and savings recommendations up to date
- Unlimited savings goals
- Smart insights + premium analytics + 6-month history
- Premium themes + hero gradient picker
- Round-up & pocket-leftover savings tracking + priority support
- Everything in Basic
Every waitlist member gets 3 months of Gold free at launch.
Or apply for the private beta — a limited number of seats, hand-selected before launch. If you’re picked, you get early access and Aurelo Gold free for life.
HYSA rates referenced on this page (~4% APY) are calibrated to our launch HYSA recommendation partners (SoFi, Marcus, Wealthfront) as of 2026-05. Aurelo never holds your money and does not set or pay a yield rate — your actual rate is whatever your own bank's HYSA pays, and that rate can rise or fall. There is no guaranteed minimum. We earn an affiliate fee when users open an account through our HYSA recommendations; partners are ranked by current APY, not by what pays us. Affiliate disclosure →
Questions worth answering.
Aurelo never moves your money. It builds your budget, shows you what you can save, and points you to the best place to save it — you make any transfers yourself, in your own bank. Aurelo's bank connection (through Plaid) is read-only: we can see your transactions and balances, and nothing else. Your money stays in your own accounts, in your own name.
Yes. Aurelo Basic is free forever — no credit card, no trial countdown, no bait-and-switch. You get full envelope budgeting on 1 active budget (with a free partner seat via the couples invite), a budget auto-built from your real spending, a savings analysis with HYSA recommendations, and subscription detection with easy-cancel guides. Aurelo Gold ($12/mo or $120/yr) keeps it all alive: fresh sync sorts new spending into your pockets and keeps your savings recommendations current, plus unlimited budgets, premium analytics, and unlimited savings goals.
Aurelo doesn’t set or pay a savings rate. The rates you see are what partner banks currently pay on their own high-yield accounts — you open the account and move money in yourself, and your bank pays whatever its current rate is. We earn an affiliate fee if you open one through our links, but partners are ranked by their current rate, never by what pays us.
No, but it’s how Aurelo’s magic happens. Connect your bank and we’ll build your entire budget from your last 90 days of spending — pockets, amounts, even a forgotten-subscriptions check. Prefer manual? Four quick questions and we’ll build a starter budget you can refine later.
Never. Aurelo is funded by subscriptions, not surveillance. Your financial data is yours — we have no advertising partners, no data brokers, and no third-party monetization of any kind. Full stop. That is a founding commitment, not a marketing line.
More questions? See the full FAQ →